Horse Trailer Insurance
Protect your Horsebox today. Compare quotes from multiple brokers.
Horse Trailer Insurance Quotes UK
The value of the transporter can mount up when you add in upgrades such as new tires, or foam-cushioned flooring for example. Add in an air-ride suspension kit and the cost starts to mount up rapidly making it an extremely valuable commodity and you will see the need for taking out a separate horse trailer insurance policy.
Your existing auto insurance will provide some cover for towing a trailer, but it will likely be limited to third party and offer no cover for the actual theft or damage to your transporter. Please check your policy for the exact details of any cover provided.
Trailer Types Covered
So unlike horsebox insurance it is not a legal requirement, but it is a smart move to cover your trailer on a separate policy that is specific to your individual insurance requirements. We can offer you multiple quotes from underwriters that deal exclusively in the livestock transporter insurance sector.
The need horse trailer insurance is an essential part of owning and transporting animals. No matter how careful and responsible a driver you are, you can never predict what will happen whilst driving. Reduce your risk by keeping your transporter well maintained and carry out a safety check before every journey.
What is the cost of horse trailer insurance?
No definitive answer can be provided as it does depend on many factors not least the size and value of your transporter. On average expect to pay in the region of £100 plus, but this a ballpark figure.
Horse Trailer Insurance additional extra options
A typical horse trailer insurance or horsebox insurance policy will offer additional cover options for the following:
Tips to reduce horse trailer insurance
As you know livestock transporters are expensive items with many designed to your bespoke requirements and don't forget the expensive equipment inside. Below we have compiled some advice on ways to lower the risk of falling victim to theft.
Even taking the above precautions you will still run the risk of theft. As such, make sure your horse trailer insurance policy will cover theft and damage and the payout is sufficient to replace your rig without going out of pocket. This is sometimes referred to new for old.
Levels of horse trailer insurance available
Compare horse trailer insurance
Having established that the cover provided with your typical car insurance is not sufficient to cover actual costs that you may encounter should an accident occur. It is advisable to take out separate horse trailer insurance to cover any accident whilst in transit or if your transporter gets stolen. Start by comparing costs from multiple brokers that deal exclusively in this niche insurance market.
When you start comparing horse trailer insurance pay special attention to the policy inclusions and exclusions, some may include extras that you find attractive. Do not take out cover for things that you will not need, for example driving in Europe. When searching for any type of insurance it is prudent to compare all the available options. If you are renewing your horse trailer insurance policy then you could use the information that you have gleaned to leverage your current broker for a better deal at renewal time or some free extras.