September 11, 2019

PetPlan Horse Insurance Review

PetPlan Horse Insurance has been available to UK residence since 1988. This is an insurance company that underwrites their policies under the names PetPlan Limited and Allianz Insurance PLC. 

pet plan Horse Insurance Reviews

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What is covered by a standard PetPlan horse insurance policy?

The horse is insured for the agreed to amount if death, loss by theft or it stays away permanently occurs. The amount a single horse can be insured for can’t exceed £10,000.

Are there any optional covers with Pet Plan horse insurance?

Yes, several areas can be added to a policy. The below sums are figured on an annual period of payout. The more the coverage, the higher the premium will be.

  • Third Party Liability can be for £1 million, £3 million or £5 million.
  • Veterinary fees if your horse becomes ill or injured can be £3,500 or £5,000 per visit.
  • Permanent loss of use can be for 60% or 100% of the predetermined value of the horse.
  • Disposal of the horse, once it is deceased, will pay out £200.
  • Personal accident cover for up to £10,000 or £20,000.
  • Dental cover for up to £1,000.
  • Saddlery and Tack cover up to £1,000.
  • Trailers and horse drawn vehicles have cover to a predetermined and agreed to amount.

What horses are eligible for PetPlan Horse Insurance?

All healthy horses from the age of 30 days to 19 years are eligible for cover. For horses that are covered by a PetPlan policy and turn 20, they can still renew the policy until they are 25 years of age.

Are there any other types of PetPlan insurance for horses?

Yes, there are two other types of policies being offered that include mature veteran plan and rider plan.

  1. 1
    The mature Veteran Horse insurance cover is for horses 17 to 40 years old. The maximum value of the horse has to be £1,500 or less. The optional cover is the same as offered in the standard PetPlan horse insurance policy except for vet fees which only include injury with cover up to £1,000.
  2. 2
    The Rider plan is cover when riding a horse that is on loan. People from the age of 5 to 75 can be covered under this policy with personal accident cover. The payout is determined by the age of the rider.

The PetPlan Horse Insurance is from an established insurance firm in the UK and is only available for horse and owners that reside in the UK. When a qualifying policy is taken out the first month’s premium is waived.

Compare equine insurance quotes with HorseinBoxInsurance

Pet plan is one of many providers of equine related insurance products.Others that you should consider include NFU and emporium horse insurance and B and W. To get the best deal compare these and other UK brokers and compare what is and what is not included. Remember the cheapest is not always the best especially when it comes to providing horse insurance. Pet- plan can also provide multi horse or multi pet insurance with a small discount for every additional animal added.

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love horses

Eamonn Turley

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