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Horse Trailer Insurance 

Protect your Horsebox today. Compare quotes from multiple brokers.

  • Multiple quotes for Horse Trailers one to six stalls
  • Any driver over 25 available
  • Boat and Box Trailers & General purpose
  • Flexibility in premium payments
  • Hire and reward towing service
  • Complete one quick and easy form

Horse Trailer Insurance Quotes UK

Horese trailer insurance will provide protection to your trailer should it be damaged or stolen. Your existing auto insurance will provide some cover for towing a trailer, but it will likely be limited to third party and offer no cover for the actual theft or damage to your transporter. Please check your policy for the exact details of any cover provided.

Trailer Types Covered 

trailer insurance

So unlike horsebox insurance it is not a legal requirement, but it is a smart move to cover your trailer on a separate policy that is specific to your individual insurance requirements. We can offer you multiple quotes from underwriters that deal exclusively in the livestock transporter insurance sector. We can also offer quotes for car and horse trailer breakdown cover.

  • General purpose trailers
  • Box trailers
  • Boat trailer
  • Utility & Car Transporter 
  • Gooseneck trailers

The need horse trailer insurance is an essential part of owning and transporting animals. No matter how careful and responsible a driver you are, you can never predict what will happen whilst driving. Reduce your risk by keeping your transporter well maintained and carry out a safety check before every journey. 

  • Because of the additional weight,  braking will take longer as such keeping you distance is paramount to towing safely.
  • Keep your trailer  well maintained and always perform a safety check before driving off.
  • If transporting one horse, load it to the drivers side, if 2 horses then load the heaviest to the drivers side. 

What is the cost of horse trailer insurance?

No definitive answer can be provided as it does depend on many factors not least the size and value of your transporter. On average expect to pay in the region of £100 plus, but this a ballpark figure.  

Tips to reduce horse trailer insurance 

As you know horse trailers are expensive items with many designed to your bespoke requirements and don't forget the expensive equipment inside. Below we have compiled some advice on ways to lower the risk of falling victim to theft.

  • Use both hitch and wheel locks to secure your trailer and keep in a secure area.
  • Valuable equipment should never be stored inside especially overnight.
  • Keep a record of the make, model and year of manufacture of your livestock transporter as well as photographs. These can help with a quick recovery should it be stolen.
  • Fit only anti theft devices that are recommended/approved by insurance companies.
  • Take photos as these can be used to track your transporter, maybe consider using a distinctive color to ward off potential thieves.
  • Make your trailer distinctive by painting or markings, this will make it much easier to be spotted and as such will deter theft

Even taking the above precautions you will still run the risk of theft. As such, make sure your horse trailer insurance policy will cover theft and damage and the payout is sufficient to replace your rig without going out of pocket. This is sometimes referred to  new for old.

Levels of horse trailer insurance available

  • Basic third party cover will only cover any damages to the other party so you will be left to handle any expenses incurred, that is if you are at fault. 
  • The next step up is adding fire and theft cover, but still no cover to your transporter or valuable contents if you are held liable. 
  • Fully comprehensive insurance provides the top level of cover, but adding in public liability will provide that much needed extra level of cover.
  • Public Liability insurance ensures you are covered for any damages or costs that occur to a third party caused by your livestock transporter.

Compare horse trailer insurance

When you start comparing horse trailer insurance pay special attention to the policy inclusions and exclusions, some may include extras that you find attractive. Do not take out cover for things that you will not need, for example driving in Europe. When searching for any type of insurance it is prudent to compare all the available options. If you are renewing your horse trailer insurance policy then you could use the information that you have gleaned to leverage your current broker for a better deal at renewal time or some free extras.

Horsebox, Trailer & Horse Insurance 

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