Compare Horse Insurance
Protect your Horsebox today. Compare quotes from multiple brokers.
Horse Insurance Quotes - With Third Party Option
Need insurance for your child’s first pony, a competition horse or veteran horse we can provide you with multiple quotes in minutes. How ? Simple select the Quick Quote and complete a simple online inquiry form. We make it simple! Horse and pony insurance providers will send you an individual quote, leaving you to choose a policy the best meets with your horse insurance requirements. We provide quotes for equines of all age from pony to horse and mature or veteran horse.
Why Horse Insurance ?
Horse insurance like any insurance is based on the premise that you wish to transfer the financial risk in the event of loss, illness or an accident to another party. In this case a broker, but for this to work to the mutual benefit of both you must pay a fee. This fee is referred to as an insurance premium. As the premium is significantly less that your possible liability, insurance is an attractive option to cover valuable items or a loved family horse
Equestrian Insurance Explained ?
The key to understanding horse insurance is understanding that your horse can be insured for different eventualities as follows:
What Horse Insurance can cover
Horse Vet fees Insurance
When you take your horse to the vet for medical treatment it can work out very expensive. This is the very reason you should consider taking out Equine insurance. Horse insurance terms and associated costs are worked out on range of factors age being a key factor. Check the hospitalisation terms of each policy carefully before choosing a policy that will give you on going peace of mind should a trip to the local vet or a call out become necessary.
Loss of Use
If your horse was a source of good income you should consider what would happen if that were to stop suddenly. This is why it is prudent to take out a policy that gives protects against loss of earnings.
Horse Mortality Insurance
In the unfortunate event of your horse succumbs to a terminal illness or a fatal road accident , your horse insurance policy with a mortality clause will step in to shoulder the associated costs and some underwriters will pay the full value your horse (terms & conditions apply).
When your horse accidentally causes accidents or damages to another person’s body or property, you are responsible for reimbursing the injured person for the losses that he suffered. When the opponents make a claim against you and your horse at the court, you may be asked to pay a huge sum of money towards compensation by the legal attorney. When you have personal liability insurance, you are saved from this trouble because this policy covers the compensation that you need to pay and also your legal expenses, thereby providing you immense mental relief.
Horse Insurance Exclusion
Insurance policies are renewed on an annual basis. However, if your horse has had a problem during the previous 12 months the insurance company have the right to impose some further restrictions on the policy cover. This would normally result in excluding further claims against similar or related problems. It may seem unfair, but it is also the same approach they take when you first take out an insurance policy.
Horse Insurance Extras
Your base pony insurance policy can be added to provide more comprehensive cover below are some of the extras that most brokers will include if requested into your horse insurance policy.
Check to see if the policy includes disposal costs, which can be expensive and can make a heartbreaking situation even harder.
Compare the cost of Horse Insurance
Most providers of horse insurance are flexible letting you pick and choose which elements you need included or wish to exclude. We can provide you with a range of quotes from a panel of UK horse insurance brokers. All that is needed is:
- 1Share some basic details about the horse
- 2Share some contact details
- 3Pick and choose any additional benefits, which are optional.