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October 8, 2019

BandW Horse Insurance Review

B&W Horse Insurance Review

The B&W Equine Insurance is a special plan offered only to clients of B&W Equine Group. This plan provides financial protection for your horse along with veterinary benefits generally not included with most other horse insurance policies. The policy itself is administered by KBIS Insurance. 

B&W Equine Vets

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What are the added veterinary benefits with B&W equine insurance?

This particular provider of horse insurance includes an annual health check and dental exam with tooth rasping for each horse with this cover.

  • There is also a 5% discount on vaccinations and a 10% discount for the purchase of all Equistro supplements.
  • This includes an annual health check and dental exam with tooth rasping for each horse with this cover.
  • The policyholders will also receive a 7.5% discount on their horse insurance policy and have a reduced excess on vet fees. 

What is included in the B&W Equine horse insurance policy?

  • Veterinary fee cover:This is a financial cover for non-routine visits to the vet. The most common reason for this type of visit is if the horse is injured and needs medical attention. It also includes if the horse is sick or catches a disease. 
  • All Risks of Mortality : This covers the costs if for some reason it has been determined by a vet that your horse has to be put down. This can be from an injury, illness, disease or the horse is in so much pain it cannot longer properly function. For this procedure to be carried out a second opinion must be acquired before it is performed
  • Permanent Loss of Use Cover

Permanent Loss of use cover has two different categories of protection if your horse can no longer perform its duties. What is not covered is if the horse becomes unusable due to behaviour problems,  losses its value or if the loss of use is just temporary.

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    The first category is if the horse is involved in violent action or accident and has an external injury.
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    The second category is if the horse becomes sick, catches a disease or is involved in an accident where it can no longer function properly. 
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    List Element

How can I get a quote for  B&W equine insurance?

The B&W Equine insurance is not available for everyone, but for clients of the B&W Equine Group only. The additional veterinary protection will help reduce the cost of keeping your horse healthy and happy for a long active life. This policy is available for both the casual recreational horse and the ones in competition. Since this is a special cover a KBIS representative must be contacted for a quote.

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