Livestock Haulage and by Laws
Most UK drivers can not legally drive a HGV horsebox or tow a horse trailer without undergoing additional training. The appropriate licence required will depend size and weight of the vehicle that you intend to drive.
The bylaws that govern the ownership and operation of livestock carriers and trailers are somehow still uncertain. For years, the equestrian press featured plenty of articles which focused on the issues of not complying to the safety guidelines and have cautioned on the possible dangers to both humans and livestock where these are violated.
The VOSA (Vehicle and Operator Services Agency) had recently tried to establish more clarity on such rules. The agency has also published a helpful guidelines together with the British Pony Society and other equestrian organisations and groups. The guide for horsebox and trailer owners will answer your questions on the rules of transporting horses. The guide covers rules governing noth horseboxes and towing trailers by car, estate wagon or a 4x4 pickup.
Driving Licence Restrictions
Drivers should check that their license is appropriate for the size and type of vehicle they intend to drive. Driving without a valid licence will invalidate your horsebox insurance policy.
Tips on Reducing your Horsebox Insurance Premium
Low Insurance Categories: Horseboxes fall into insurance categories, vehicles that fall into category 1 are the cheapest to insure and should be considered if a young driver will be added to the policy and you wish to keep costs down. Increase the Excess amount : The excess is the amount that you the driver will be responsible for in an advent of an accident. Speak with your broker broker about increasing this amount in return for a lower insurance quote. If wish you may also take out additional cover for the excess amount. Safe Parking : Providing secure overnight parking for your horsebox will reduce risk and should reduce your policy premium. If you only transport livestock occasionally to events, it may well work out cheaper to consider an insurance policy based on miles traveled. If you are able, select named drivers and ensure they are over 25 with a clean driving licence.
Anti-theft devices can reduce the cost of horsebox insurance
There are some policies that require one or more anti-theft devices. Insurance claims may well be refused if the anti-theft device was fitted but not used. Horseboxes are valuable and as such are the target of theft. To lessen the risk of horsebox or trailer theft some brokers will insist on the use of wheel clamps. Given that you most likely have spent a considerable amount to bespoke your horsebox including its interior it advisable to protect it. The best way to protect your investment is to take extra security measures such as adding a tracking device. These measures will lower the risk of theft both at home and at equestrian events. Taking additional precautions should lead to less claims and a lower horsebox insurance premium.
Start Comparing the costs of horsebox insurance
Using a comparative site gives easy access to a range of horsebox insurance brokers that can provide cheap horsebox insurance. This approach to finding horsebox insurance is much faster than visiting each individual site. We can provide you with multiple quotes. Start by selecting the get a quote option below and complete one simple online form. Sit back as the system generates multiple quotes, enabling you to easily compare what is currently on offer.
Article by Eamonn Turley